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Pros & Cons: My Experience Using Crypto.com

Joe Pile
20 min readDec 22, 2019

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*UPDATED August 23rd, 2020

I’ve been with Crypto.com (CDC) for over half a year now, having exhaustively done my due diligence before finally making the jump to create my account last year. Overall, I’ve had a solid experience using many of their features. I’ve earned cashback on purchases and consistently received interest on my crypto. By all accounts, I’m a happy camper.

While Crypto.com’s main selling point primarily revolves around its rewards-rich Visa Card, they offer far more — everything can be found their user-friendly app packed with live in-app support, crypto/fiat wallet for asset storage, basic trading (market buy/sell) for select pairings, crypto-backed loans (Credit), interest-earning accounts (Earn), coin-tracker, crypto payments/POS feature (Pay), and the recently released crypto exchange for trading (not in-app).

But do all these features live up to their promise? Or does their ambition outway their execution?

Although there are countless competitors opening their doors offering similar crypto debit cards, so far, they mostly fail to offer the vast array of features Crypto.com manages under one roof. They’ve quite literally created their own all-in-one ecosystem.

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Joe Pile
Joe Pile

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